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Medicare Savings Programs

What it is:

Medicare Savings Programs help Medicare recipients pay for all or part of their Medicare premiums.

Who is eligible:

Medicare recipients who meet income and resource requirements.

Programs available:

  • Qualified Medicare Beneficiary Program (QMB)
  • Specified Low-Income Medicare Beneficiary Program (SLMB)
  • Qualified Individual(QI-1) Program

Resource requirements for cost-sharing programs:

For any of the cost-sharing programs your resources (assets) must be under $7,080 for an individual and $10,620 for a couple.

Examples of resources:

  • Cash
  • Bank accounts
  • Certificates of deposits
  • Savings bonds
  • Stocks
  • Real property (except the home you live in)
  • Recreational vehicles

Qualified Medicare Beneficiary (QMB) Program

QMB pays your Part B Medicare premium, and the cost, if any, of your Part A premium. QMB also pays your Medicare co-payments and deductibles. To be eligible your income must be no more than:

  • $958 per month for one person, or
  • $1,293 per month for a couple

Specified Low-Income Medicare Beneficiary (SLMB)& Qualified Individual(QI-1) Program: The Part B premium is ...

  • Specified Low-Income Medicare Beneficiary (SLMB):
    • $1,149 per month for one person, or
    • $1,551 per month for a couple
  • Qualified Individual(QI-1) Program:
    • $1,293 per month for one person, or
    • $1,745 per month for a couple

How to apply:

You can apply for QMB, SLMB, or QI-1 at your services online or at your local Community Services Office.

As with all our programs, the only way to know for sure if you are eligible is to apply.

Additional information on Medicare Savings Programs is available at Health and Recovery Services Administration's website.