If we have to enroll both the employee and the children, does the premium limit shown on the Notice include the amount the employee has to pay for themselves and the children?

NO. The premium limit shown on the Notice applies only to the additional cost the employee has to pay for the children's coverage.

EXAMPLE: If the cost for the employee only coverage is $33 per month and the cost for the employee plus children is $85 per month then the cost for the children only is $52 per month. ($85 -$33 =$52). If the premium limit on the notice is $52 or more, you would have to enroll both the employee and the children.