Replacement

Replacement

Purpose:

WAC 388-412-0040 Can I get my benefits replaced?

• Worker Responsibilities
• Clarifying Information

Worker Responsibilities - WAC 388-412-0040

1. When a client reports the loss of benefits from their EBT account:
   1. Review the client's EBT account to verify benefits were issued;
   2. Determine if we can replace this type of loss;
      1. Loss due to administrative error;
      2. Food purchased with Basic Food benefits destroyed in a household disaster or misfortune;
      3. Food destroyed in a federally declared disaster when the food was purchased with Basic Food benefits: (See DISASTER SUPPLEMENTAL NUTRITION ASSISANCE PROGRAM (D-SNAP)
      4. Food and cash benefits stolen via card skimming, card cloning and other similar fraudulent methods.
2. Loss due to administrative error:
   1. ​​If the department makes an error that causes a loss of benefits to the client such as linking a Quest card to another client's account, we replace those lost benefits.
   2. Eligibility staff will initiate the replacement in Barcode.
   3. EBT staff will take the steps necessary to replace the benefits and can help identify who incorrectly used the benefits.
3. Replacement of Electronic Funds Transfer (EFT) for cash benefits:
   1. ​​When a client reports they didn’t get a deposit of cash benefits in an account, tell the client to call the Direct Deposit Input Unit at 1-888-235-2954.
   2. Don't take any further actions or replace the cash benefits unless the EFT Manager notifies you.
4. Food destroyed in a household disaster or misfortune when the food was purchased with Basic Food benefits: 
   1. ​​A household disaster or misfortune includes events such as a house fire, long-term power outage (4 hours or greater), flood, other weather-related mishaps, refrigerator/freezer breakdown, or Public Service Power Shutoff (PSPS) caused by reasons beyond the client's control. 
      
      EXAMPLE 1: A wind storm caused the client to lose power for several days. Basic Food benefits can be replaced in this situation. 
      EXAMPLE 2: The client lost power for several days because they failed to pay their electricity bill. Basic Food benefits are not able to be replaced in this situation.
   2. Food replaced due to a household disaster or misfortune does not require the federal government to declare a portion of the state as a disaster area.
   3. When a client requests replacement of food that was destroyed in a household disaster or misfortune:
      1. Determine if the client reported the loss within 10 days of the household disaster;
      2. Verify the disaster or misfortune through a collateral contact such as the fire or police departments, utility companies, local media, the Red Cross, an insurance agent, or home visit;
      3. Advise the client a signed statement attesting to the household's loss must be provided within 10 days of the date the loss was reported. Accept the DSHS Claim of Food Lost in a Household Disaster form (12-008) or a written or verbal attestation statement. The written or verbal statement must include the following:                             
         1. Household member’s written or telephonic signature
         2. Date(s) food purchased with food benefits was destroyed
         3. Value of food purchased with food benefits that were destroyed and
         4. Cause of loss/misfortune
      4. Replace the amount of food destroyed up to the amount of the household's monthly allotment. Use the client's statement when considering the amount of benefits to replace. If the client's statement is questionable, consider when the client received benefits, when the food was destroyed, and the day of the month of the disaster;

      5. Document the replacement in the narrative.
         1. Note:  We can only replace the value of the amount of food lost in a household disaster, up to the household's monthly allotment. ​We do not replace food benefits more than the amount:
            -  Lost in the household disaster; or
            -  Issued to the household
5. Food and cash benefits stolen via card skimming, card cloning and other similar fraudulent methods:​ 

Congress passed the Consolidated Appropriations Act, 2023, and extended it with the Continuing Appropriations and Extensions Act, 2025, which allows state agencies to use federal funds to replace SNAP benefits stolen between October 1, 2022, and December 20, 2024 via card skimming, card cloning, and other similar methods. Some provisions apply.

The department also received state funds to replace TANF, SFA, RCA, PWA and ABD cash benefits stolen between July 1, 2024, and December 20, 2024 via card skimming, card cloning, and other similar methods.

1. Eligibility staff will deny a claim request in the following circumstances (EBT Headquarters will provide an explanation for denials that are not listed):
   1. The EBT card was given to someone else to use,
   2. The client withdrew the replacement request,
   3. The client stated the EBT card wasn’t in their possession when benefits were stolen via skimming, cloning or similar fraudulent activity,
   4. The claim of theft doesn’t fall into the allowable replacement timeframe,
   5. The report of theft was more than 30 days after the household discovered it,
   6. The submitted ‘DSHS Claim of Stolen EBT Benefits’ form was missing information that wasn’t received within 10 days the claim was filed, or
   7. Food only: The request for retroactive replacement of benefits stolen prior to August 23, 2023 was reported after October 22, 2023.
   8. Cash only: Funding for cash replacements has been exhausted or is no longer authorized.
2.  Eligibility staff will forward completed claim forms to EBT headquarters (HQ) staff for validation when client circumstances do not meet the above criteria.
3. EBT HQ will validate the claim and inform eligibility staff to either deny or issue replacements. EBT HQ staff will inform eligibility staff of the replacement amount via a tickle.
4. Eligibility staff will issue replacements within 14 days of receiving the tickle from EBT HQ.
5. When EBT benefits have been stolen via skimming, cloning or similar fraudulent activity: mark the cards as compromised and advise clients they must get a new pin before benefits can be replaced.  Victimized clients will need to establish a new PIN upon benefit replacement, and will be encouraged to replace their EBT cards to prevent future fraud.

Clarifying Information - WAC 388-412-0040

Benefits stolen via card skimming, card cloning and other similar fraudulent methods

1. If food benefits were stolen between August 23, 2023, and December 20, 2024, the head of household must submit the claim within 30 days of discovering the loss.
   1. Note: For food benefits stolen between October 1, 2022, and August 22, 2023; the Head of Household had until October 22, 2023, to submit a claim.  
2. If cash benefits were stolen between July 1, 2024, and December 20, 2024, the head of household must submit the claim within 30 days of discovering the loss.
3. An authorized representative can request replacements and complete the attestation or the DSHS Claim of Stolen Benefits form only when there is a power of attorney or legal guardianship on file.
4. The head of household can submit a claim by completing an attestation over the phone or by completing the ‘DSHS Claim of Stolen EBT Benefits’ form.  For claims received via:
   1. Phone:
      1. Telephonic signatures are accepted for attestations received via inbound or outbound calls.
      2. To ensure reported information has been captured correctly; a ‘DSHS Claim of Stolen EBT Benefits Interactive Confirmation’ form will be sent after the attestation has been completed.
   2. In-person: After completion, offer the client a copy of their signed ‘DSHS Claim of Stolen EBT Benefits’ form.
   3. Electronic Case Record:  CSD eligibility staff will only process claims for CSD clients. See subsection 7 of this section for directions on HCS and DDA clients.
5. If the client withdraws the request for replacement before the attestation is completed or before signing; then we won’t consider it a valid claim. The worker will document the interaction in the narrative.
6. ‘DSHS Claim of Stolen EBT Benefits’ forms:
   1. Must be signed by the head of household.
   2. Can be submitted in person, by mail, fax, MyDocs or drop box.
   3. Will not be valid if information is missing that eligibility staff cannot verify. If information is missing from the form, the eligibility worker will attempt to obtain the information by calling the client and/or using barcode transaction history. If the information cannot be obtained, a general correspondence letter will be sent giving the client 10 days to provide the missing information.
   4. Previous versions of the DSHS Claim of Stolen EBT Benefits form must be accepted as long as the form is completed and signed.
7. Home and Community Services (HCS) and Developmental Disabilities Administration (DDA) will process claims for their clients. HCS and DDA clients can submit a claim by contacting:
   1. Home and Community Services (HCS)
      1. Visit the local HCS office during normal business hours,
      2. Call the assigned Public Benefit Specialist
      3. Complete, sign, and return the DSHS Claim of Stolen EBT Benefits (DSHS 27-221) form by:
         1. Mail to P.O. Box 45826, Olympia, WA 98504 or
         2. Fax to 855-635-8305.
   2. Developmental Disabilities Administration (DDA)
      1. Call DDA at 855-873-0642
      2. Complete, sign, and return the DSHS Claim of Stolen EBT Benefits (DSHS 27-221) form by:
         1. Mail to P.O. Box 45826 Olympia, WA 98504 or
         2. Fax to 855-635-8305.
8. The Washington State Working Family Support – WFS is not eligible for replacement if stolen via skimming, cloning or another fraudulent method.
9. The  following benefits are eligible for replacement if stolen via skimming, cloning or another fraudulent method:
   1. Basic Food
   2. Food Assistance Program (FAP)
   3. Transitional Food Assistance (TFA)
   4. Washington Combined Application Program (WASHCAP)
   5. Emergency Allotment due to COVID (EA)
   6. Disaster SNAP
   7. Temporary Assistance for Needy Families (TANF) (Including Diaper Related Payments)
   8. State Family Assistance (SFA) (Including Diaper Related Payments)
   9. Pregnant Women Assistance (PWA)
   10. Refugee Cash Assistance (RCA)
   11. Aged, Blind, or Disabled (ABD) Cash Assistance
10. Missing information from the ‘DSHS Claim of Stolen EBT Benefits’ form (DSHS 27-221) must be received within 10 days from the client’s report of stolen benefits; information provided after 10 days will be considered a new request.
11. An attestation/claim form without the head of household’s signature is invalid and will not be considered as a request for replacement. If a signature from the head of household is missing, the department will contact the client.  The ‘date of request’ will be the date the department receives the signature.
12. General Correspondence letters will be used to request missing information and inform clients about approvals and denials.
13. Validation of claims and replacement amounts will be determined only by EBT Headquarters.
14. Validation of claims will be completed within 14 calendar days of the date all required information is received. Replacement benefits will be issued within 14 calendar days of validation.
15. There are no retroactive cash replacements for cash benefits stolen prior to July 1, 2024.
16. Replacements will be the lesser of the amount stolen or the amount equal to two times the monthly allotment issued to the household immediately prior to the date benefits were stolen.
17. If a theft occurs over the course of several transactions and several days, calculations for the amount of replacement benefits will be determined based on the date of the first occurrence of theft.
18. Trafficked benefits aren’t eligible for replacement.
19. Provisional Credits don’t fall under the category of stolen benefits. A provisional credit is a reimbursement to a client who has reported that their EBT account was charged incorrectly.  The reimbursement is issued by the EBT Vendor as a credit adjustment to the EBT account.
20. Federal Law prohibits no more than two replacements during the current federal fiscal year. The current federal fiscal year is 10/1/2024 through 9/30/2025.
21. State rule prohibits no more than two cash replacements during the current federal fiscal year. Food and cash replacement limits are tracked separately.

EXAMPLES: 

1. Tommy’s sister Sandra is his authorized representative. Unbeknownst to Tommy, Sandra spends the entire allotment of food benefits for the month of July. Tommy isn’t eligible for replacement because Sandra is his authorized representative and has permission to use his EBT card. This situation doesn’t meet the definition of skimming, cloning, etc.
2. A household receives $700 in Consolidated Emergency Assistance Program (CEAP) benefits on August 3rd. They call the department to report cash benefits were stolen from their EBT card on August 15th. The household isn’t eligible for replacement because CEAP is not a cash program authorized for replacement.
3. Maria lost her wallet on August 10th which included her EBT card. She contacted the department on August 14th to report the lost EBT card and received a replacement card that same day. She discovers $500 in food benefits are missing. She calls the department on August 15th to request replacement. A review of the case shows $500 was spent at a Walmart in Florida on August 11th. Maria isn’t eligible for replacement because the EBT card wasn’t in her possession at the time her benefits were stolen.
4. Ji-hoon receives food and cash benefits. He reports his entire food and cash allotments for the month of August are missing. The department (EBT HQ) confirm the food and cash benefits were used in New York state via skimming, cloning or another fraudulent method. Ji-hoon is eligible to have his food and cash replaced for the month of August. 
5. A household reports a loss of $100 on March 1st because of skimming. The last monthly allotment was issued on February 10th for $250 (two months of their last monthly allotment is equal to $500). The household would receive $100 in replacement benefits, as it is the lesser of the two. 

6. A household receives their $200 monthly allotment on June 15th but realizes and reports on June 20th $250 in benefits were stolen in multiple transactions between June 17th and June 18th. In this situation, the June 15th allotment is the monthly allotment that took place immediately prior to June 17th, the first date of theft. The household would receive the reported $250 loss in replacement benefits, as it is less than twice the June allotment, which totals $400.
7. Household receives their normal allotment of $200 issued on the 10th of each month.  Benefits totaling $300 are stolen through skimming on the 15th of the month.  The household would be eligible to receive $300 in replaced benefits as the actual amount stolen ($300) is less than 2 times the last monthly allotment issued ($400) immediately prior to the date when the benefits were stolen.
8. Household receives their normal allotment of $200 issued on the 10th of each month.  Benefits totaling $500 are stolen through skimming on the 15th of the month.  The household would be eligible to receive $400 in replaced benefits as two times the last monthly allotment issued ($400) immediately prior to the date when the benefits were stolen is less than the actual amount stolen ($500).
9. Household applied for benefits on May 17th and was approved for benefits on May 27th. Because the application was received after the 16th of the month, the household was issued prorated May benefits of $80 and their full June benefits of $120 on May 27th. The household has $140 in benefits stolen though skimming on June 15th.  The household would be eligible to receive $140 in replaced benefits as the actual amount stolen ($140) is less than 2 times the last monthly allotment issued ($240) immediately prior to the date when the benefits were stolen.
10. On July 15th, the household received their regular allotment of $60 and an emergency supplement of $370 to bring the household up to the two-person maximum of $430. Benefits totaling $400 are stolen through skimming on July 20th. The household would be eligible to receive $400 in replaced benefits as the actual amount stolen ($400) is less than two times the last monthly allotment issued ($860) immediately prior to the date when the benefits were stolen.

ACES Procedures

• Issuances -  Replacement / Reissuance